Financial Calculators

Instant calculations, no account needed, nothing saved. Quick tools for every financial decision.

🔒 No data saved ⚡ Instant results 📱 Works on any device 🆓 Always free

Compound Interest Calculator

See how your money grows over time with compound interest and regular contributions.

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Compound Growth

Initial investment + regular contributions

$
$
%
Future Value
$0
Principal Invested$0
Total Contributions$0
Interest Earned$0
Return on Investment0%
Year 1Year 20

Mortgage Calculator

Calculate monthly payments, total cost, and see a year-by-year amortization breakdown.

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Monthly Payment

Principal, interest, taxes & insurance

$
$
%
$
$
Monthly Payment (PITI)
$0
Principal & Interest$0
Property Tax$0
Insurance$0
Loan Amount$0
Total Interest Paid$0
Total Cost$0
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Amortization Schedule

Year-by-year breakdown

Run the mortgage calculator to see amortization schedule.

FIRE Calculator

Financial Independence, Retire Early — find your number and timeline.

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FIRE Number

How much you need to retire

$
2% (Conservative)4%6% (Aggressive)
Your FIRE Number
$0
at 4% withdrawal rate
⏱️

Years to FIRE

How long until you can retire

$
$
%
Years to Financial Independence
–
FIRE Target$0
Current Progress0%
Savings Rate0%

Debt Payoff Calculator

Compare Avalanche vs Snowball methods and find your fastest path to debt freedom.

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Multi-Debt Payoff Planner

Add your debts and compare strategies

$
Add your debts and click Compare to see results.

Net Worth Snapshot

Quickly tally your assets and liabilities to see your current net worth.

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Assets

What you own

$
$
$
$
$
$
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Liabilities

What you owe

$
$
$
$
$
Net Worth
$0
Total Assets$0
Total Liabilities$0
Debt-to-Asset Ratio0%

Investment Return Calculator

Calculate ROI, annualized returns, and compare investment scenarios.

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Simple ROI

Return on any investment

$
$
Total Return0%
Annualized Return (CAGR)0%
Profit / Loss$0
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Stock / ETF Position

Shares, cost basis, and gain/loss

$
$
$
Total Invested$0
Current Value$0
Unrealized Gain/Loss$0
Return %0%
Dividend Yield0%
Annual Dividend Income$0

Rental Property Analyzer

Evaluate cash flow, cap rate, and return on any rental property investment.

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Rental Cash Flow Analysis

Income vs expenses, cap rate, and CoC return

$
$
%
$
$
$
%
$
Monthly Cash Flow
$0
Gross Monthly Rent$0
Effective Rent (vacancy adj.)$0
Mortgage Payment$0
Total Monthly Expenses$0
Cap Rate0%
Cash-on-Cash Return0%
Annual Cash Flow$0
Break-even Rent$0

Budget & 50/30/20 Calculator

Apply the 50/30/20 rule to your income and see where your money should go.

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50/30/20 Planner

Needs · Wants · Savings

$
30%50%70%
10%30%50%
Savings auto-adjusts: 20%
NEEDS (Housing, Food, Transport)
$0
WANTS (Dining, Entertainment)
$0
SAVINGS / DEBT PAYOFF
$0
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Monthly Expense Tracker

See your actual budget breakdown

$
$
$
$
$
$
Total Expenses$0
Monthly Surplus$0
Savings Rate0%

Savings Goal Calculator

Find out how long it takes to save for any goal, or how much to save each month.

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Time to Goal

How long to reach your target

$
$
$
%
Time to Reach Goal
–
Progress0%
Interest Earned$0
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Required Monthly Savings

What you need to save to hit a deadline

$
$
%
Monthly Savings Needed
$0
Total Contributions$0
Interest Earned$0

Currency & Inflation Calculator

Convert between major currencies and calculate the real impact of inflation over time.

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Currency Converter

Approximate rates (update as needed)

Converted Amount
0
Rate used–
⚠️ Approximate rates. For live rates use a financial service.
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Inflation Impact

What your money will be worth in the future

$
1%3%10%
Future Purchasing Power
$0
Today's Value$0
Purchasing Power Lost$0
Needed to match today$0
All calculations are for educational and planning purposes only. No financial data is stored or transmitted. Results are estimates — consult a financial advisor for personalized advice.

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